Financing is an important part in the process of buying real estate.

Lozère Aveyron Immobilier will help you make a choice between the various formulas which are being offered on the market:
- The interest rates: fixed or flexible;
- The conditions of repayment: fixed or flexible terms of repayment;
- The conditions of life insurance, disability insurance and unemployment insurance;
- The guarantees: priority for the finance company, mortgaging and security of the mortgage;
- Commission on a mortgage and other financing charges;
- Conditions for pre-payment on a mortgage.

The total amount of mortgage costs, or the sum that you will have paid at the end of the term, depend on the factors mentioned above.

A lot of information on this subject can be found at the website of the Agence Nationale d'information sur le logement.

Lozère Aveyron Immobilier advices you to be well-prepared when you consult your finance company. Be sure that you will have all necessary documents ready at hand. You will be asked to show the following: your most recent tax assessment, your salary documents, the provisional conveyance, a marriage certificate or partnership contract, your employment contract, statements of savings accounts, proof of your own money, alimony documents, a survey of current accounts (mortgage or consumer credit), bank statements.

A complete and precise application file concerning the mortgage will give evidence of your serious intentions and will be very much appreciated.